Do You Need a UAE Will? Expat Estate Planning Explained

Thu, 17 July 2025

4 minute read

Key Takeaways

  • A UAE will is essential for expats who want to control their asset distribution and guardianship plans
  • DIFC and ADJD are both effective platforms for registering non-Muslim wills
  • Without a registered will, Sharia law may apply—even to non-Muslim expats
  • The right professional can guide you through registration, translation, notarisation, and cross-border coordination
Do You Need a UAE Will? Expat Estate Planning Explained insight featuredImage

Protect your family. Preserve your assets. Plan for the unexpected.

For many expatriates living in the UAE, writing a will often slips down the list of priorities—until it's too late. But in a country where local inheritance laws follow Sharia principles by default, failing to register a valid will can lead to serious complications, delays, and unintended asset distribution.

Whether you own property, have children, or simply want peace of mind, understanding your estate planning options is a crucial part of living in the UAE.

Why expats need a UAE will

If a foreign resident dies intestate (without a will) in the UAE, Sharia law is typically applied to the distribution of assets, unless a registered will explicitly overrides it. This can result in:

  • Spouses not automatically inheriting assets
  • Children’s guardianship being determined by the courts
  • Bank accounts being frozen during the probate process

In short: your assets, your family, your intentions—none are guaranteed to be respected without proper documentation.

That’s where a UAE-registered will comes in.

The two main options for expats

1. DIFC Wills Service Centre

A popular option for non-Muslim expats, the DIFC Courts Wills Service allows individuals to register a will under Common Law principles.

Key benefits:

  • Covers assets in Dubai, Ras Al Khaimah, and (optionally) globally
  • Recognised and enforced by UAE courts
  • Choose your own guardians and executors
  • Probate process is streamlined and predictable

You can create:

  • A Full Will covering all assets and guardianship
  • A Property Will for real estate
  • A Guardianship Will for minor children
  • A Financial Assets Will

2. Abu Dhabi Judicial Department (ADJD) Will

A viable alternative for those residing outside Dubai. Like DIFC, the ADJD Will offers clarity for non-Muslims.

Key benefits:

  • Covers all Emirates, including Abu Dhabi, Sharjah, etc.
  • Lower cost than DIFC in some cases
  • Guardianship and asset distribution are legally enforceable

When to set up a UAE will

If any of the following apply, it’s time to act:

  • You own property or shares in the UAE
  • You hold bank accounts or investments locally
  • You are married with dependent children
  • You have international assets that require structured inheritance planning
  • You are a business owner in the UAE

FAQs

Do I need a separate will in the UK or other countries?

Yes. A UAE will governs only local assets. For global estate planning, use a Mirror Will or international structuring through trusts or foundations.

Will my spouse automatically inherit everything?

No. Without a valid UAE will, inheritance may be split among wider family members under Sharia law.

Can I update my UAE will later?

Yes. You can revoke or amend a DIFC or ADJD will as your circumstances change.

How we support you

Through our Private Office Hub, we connect clients with experienced, English-speaking will-writing and estate planning professionals. All are licensed to register wills through the DIFC or ADJD and understand the unique needs of international clients.

You’ll receive:

  • Clarity on the best will structure for your needs
  • Guidance on guardianship and cross-border planning
  • Fixed fees and transparent service from start to finish

Planning to register your will in the UAE?

Speak to a trusted estate planning expert through the Kingsbury Private Office Hub → Explore our Will Services

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