Auction Finance
Real Estate | Mortgages & Financing
About
Secure short-term bridging to complete auction property purchases—fast, flexible, and globally accessible
Buying at auction offers speed, certainty, and the potential for real value—but only if you can complete on time. Most auction houses require final payment within 28 days. Traditional mortgages simply don’t move fast enough.
Through our Private Office, we connect clients to lenders who specialise in bridging finance for auction purchases. Funds can often be drawn down within 1–2 weeks. Whether you're purchasing as an individual, company, or trust, and whether the asset is in the UK or abroad, we ensure funding is in place to meet your auction deadline.
What It Offers
Auction Finance is a short-term bridging loan used to complete property purchases made at auction. It's fast, flexible, and can be secured against high-value UK or international real estate.
- Funding typically available within 5–14 days
- Loan terms from a few days up to 36 months
- Secured against UK or overseas property
- Borrow from £100,000 to £10 million+
- Retain full use of the property—live, rent, renovate, or hold
- Suitable for residential, commercial, or mixed-use properties
- Lenders accept various exit strategies: refinance, liquidity events, or asset sales
Who It’s For
- Buyers acquiring auction property under time pressure
- International clients needing UK-structured finance
- Investors targeting distressed or below-market opportunities
- Developers or landlords looking to acquire and refurbish
- HNW individuals needing short-term leverage
- Companies or trusts acquiring commercial or mixed-use property
Understanding Your Needs
Auction buyers have one clear requirement: certainty. Failure to complete on time risks losing your deposit or the deal entirely. Our clients need speed, access, and a lender who understands how to structure short-term finance around their goals.
We connect you to bridging lenders who operate at pace, underwrite flexibly, and support a wide range of exits—from refinance to asset sales. Whether you’re buying a property to hold, flip, or restructure, our Private Office ensures you’re prepared long before the auctioneer calls "sold."
About Our Partner
Our financing partner is a global leader in arranging high-value, cross-border lending solutions for complex client needs. With long-standing relationships across private banks, alternative lenders, and international financial institutions, they specialise in unlocking structured finance for high-net-worth individuals, entrepreneurs, and family offices.
Key Highlights:
- Established: 2007, with a proven track record in prime residential, commercial, and international property finance
- Client Base: Over £10 billion in arranged lending for clients in more than 80 countries—including private clients, intermediaries, and professional advisers
- Team: A multilingual team of senior finance specialists based in key financial hubs—London, Monaco, Dubai, Geneva, and Jersey—bringing local expertise to global transactions
- Scope: Supports a wide range of financing requirements, including luxury property purchases, refinancing, liquidity extraction, and international debt structuring
- Global Reach: With offices strategically located across Europe, the United States, and the Middle East, they provide region-specific insights and on-the-ground support wherever clients operate
Through this partnership, Private Office clients gain access to discreet, solution-led financing strategies—designed to navigate complexity and deliver leverage without compromise.
Eligibilities
- An ability to prove you have adequate income to cover the cost of the loan alongside their other expenses
- Will need to be able to document their exit and how they plan to repay the loan – a feasible exit plan that lenders can get behi
- Detail how you will deploy the loan capital. Important if you use the loan to create liquidity to fund projects or investments