International Mortgages
Real Estate | Mortgages & Financing
About
Secure tailored financing for cross-border property investments and acquisitions
Securing finance for property abroad is rarely straightforward. Every jurisdiction brings different rules, documentation requirements, and lender expectations—none of which are built with international clients in mind. Whether you're an expat buying a home in Europe, an investor expanding your real estate portfolio, or a HNW individual acquiring a holiday property, the mortgage process needs to work for you—not against you.
Through our Private Office, we connect clients to mortgage specialists with access to international lenders and deep experience in cross-border finance. From the UK to the UAE, France to the Caribbean, we ensure you're working with people who know the market and can deliver.
What It Offers
An international mortgage allows clients to finance the purchase of property outside their country of residence. It solves the challenges faced by international buyers—such as lack of local income, multi-currency complexity, and varying regulatory rules.
- Lending across the UK, Europe, UAE, US, Caribbean, and more
- Loans for residential, buy-to-let, and holiday properties
- Financing for clients with complex income, structures, or offshore assets
- Multi-currency and interest-only options available
- High loan-to-value (LTV) solutions depending on location and profile
- Fast, relationship-led underwriting through private banks and international lenders
- End-to-end support from agreement in principle to completion
Who It’s For
- British expats buying property abroad
- Non-residents investing in UK, UAE, or European real estate
- HNW individuals seeking financing for luxury second homes
- Entrepreneurs and business owners with cross-border income
- Families relocating or buying for children studying overseas
- Clients acquiring international investment property or holiday homes
Understanding Your Needs
Most lenders aren't designed for international borrowers. They want domestic payslips, standardised credit reports, and locally sourced assets—requirements many global clients simply don’t meet. The result is often confusion, delay, or rejection from mainstream routes.
That’s why our Private Office connects clients to specialist brokers with the right access and expertise. We match your needs to the right people—those who understand cross-border lending and have the relationships to move quickly and efficiently.
About Our Partner
Our financing partner is a global leader in arranging high-value, cross-border lending solutions for complex client needs. With long-standing relationships across private banks, alternative lenders, and international financial institutions, they specialise in unlocking structured finance for high-net-worth individuals, entrepreneurs, and family offices.
Key Highlights:
- Established: 2007, with a proven track record in prime residential, commercial, and international property finance
- Client Base: Over £10 billion in arranged lending for clients in more than 80 countries—including private clients, intermediaries, and professional advisers
- Team: A multilingual team of senior finance specialists based in key financial hubs—London, Monaco, Dubai, Geneva, and Jersey—bringing local expertise to global transactions
- Scope: Supports a wide range of financing requirements, including luxury property purchases, refinancing, liquidity extraction, and international debt structuring
- Global Reach: With offices strategically located across Europe, the United States, and the Middle East, they provide region-specific insights and on-the-ground support wherever clients operate
Through this partnership, Private Office clients gain access to discreet, solution-led financing strategies—designed to navigate complexity and deliver leverage without compromise.