Is car insurance mandatory in the UAE?

Yes. At minimum, third-party liability insurance is legally required to register and drive a car in the UAE.

What’s the difference between third-party and comprehensive cover?

Third-party covers damage to others. Comprehensive covers your car, third-party damage, theft, and more.

Can I insure a car not in my name?

No. UAE law requires the policyholder to match the registered owner of the vehicle.

Does car insurance cover GCC countries?

Many UAE insurers offer optional GCC-wide cover, especially for travel to Oman and Saudi Arabia.

How long does it take to activate car insurance?

Usually within a few hours. Once documents are submitted, you’ll receive your e-policy and can register the car.

Private Office

Car Insurance

Wealth & Finance | Banking & Insurance

About

Comprehensive protection tailored to HNWIs, senior professionals, and global families.

For those living, working, or investing in the UAE, car ownership is often a matter of convenience, status, and necessity. But with that comes risk—from accidental damage and theft to liability for third-party injuries. Whether your vehicle is a family SUV, luxury saloon, or part of a wider asset base, the right car insurance policy does more than just tick a box. It preserves your lifestyle, protects your financial exposure, and keeps you compliant with UAE law.

At Kingsbury & Partners, we provide access to regulated UAE car insurance solutions through our Private Office network. Working with established, aligned providers, we help clients secure the right level of protection—optimised for expatriate drivers, global entrepreneurs, and professional families. Our focus is not on selling policies but on ensuring the policy fits you.

What it offers

Our Private Office introductions ensure you access high-quality, regulated insurance coverage tailored for international clients. Policies can include:

Comprehensive car insurance in the UAE: Optional add-on for coverage in Oman and other GCC countries.
GCC-wide driving extension: Add spouses, employees, or adult children driving your vehicle under a single comprehensive policy.
Multi-driver and family cover: Continue your routine with a replacement vehicle while repairs are conducted at manufacturer-approved garages.
Car replacement and agency repair options: Additional financial protection for drivers and passengers in the event of injury or death.
Personal accident benefits: Emergency support including battery boost, flat tyre replacement, towing, and breakdown recovery anywhere in the UAE.
Roadside assistance: Repair or replace windscreen glass without affecting your no-claims bonus.
Windscreen damage coverage: Cover for desert or mountain driving—essential for SUVs and weekend adventurers.
Off-road protection: Options for vehicles exceeding AED 500,000, including prestige marques, vintage models, and supercars.
High-value and luxury car cover: Protects against accidental damage, theft, fire, and third-party liability—fully compliant across all Emirates.

Who it’s for

Kingsbury & Partners' car insurance introduction service is designed for:

British expats and international professionals living in the UAE
HNWIs with multiple or high-value cars in Dubai, Abu Dhabi, or Sharjah
Senior executives relocating to the region with their families
Global entrepreneurs seeking comprehensive asset protection
Dual-national families operating vehicles across the GCC
Family offices managing local fleets and UAE-based personal drivers

Understanding your needs

The UAE car insurance market can appear well-developed, but many expats face difficulties—unclear exclusions, language barriers, and limited flexibility on policy structure. Clients tell us they don’t want generic coverage from a comparison site. They want tailored protection, English-speaking support, and confidence their insurer understands the nuances of international life.

That’s where we come in. Kingsbury & Partners acts as a facilitator—not an agent or broker. We maintain a trusted partner network of licensed UAE insurers and advisors who serve the needs of internationally mobile clients. Our role is to introduce you to the right provider, assist with onboarding, and ensure the process is efficient, compliant, and straightforward.

About Our Partner

Our insurance partner provides comprehensive general and health insurance solutions tailored to the unique needs of high-net-worth individuals and families across the GCC. With a client-centric approach, they offer bespoke coverage options that ensure peace of mind and financial security.

Key Highlights:

Established: 2006, with a mission to deliver independent, client-focused insurance advisory services.
Client Focus: Serving a diverse clientele, including senior executives, entrepreneurs, and multigenerational families, with customized insurance solutions.
Team: Comprises over 300 qualified consultants supported by a dedicated management and support staff, bringing extensive regional and international expertise.
Regulation: Fully licensed and regulated by the Central Bank of the UAE; other fully regulated entities spanning Kuwait, Jordan, Qatar, Bahrain, and Jordan.
Services: Offers a wide range of insurance products, including health, life, property, and corporate insurance solutions, designed to meet the complex needs of affluent clients.

Through our collaboration, Private Office clients gain access to tailored insurance strategies that align with their lifestyle and financial goals, delivered with the utmost professionalism and discretion.

Eligibilities

Resident of the United Arab Emirates
Valid UAE Drivers License
Valid Passport, Emirates ID & Residence Visa

Frequently Asked Questions

Process

Share car details and Emirates ID

Choose third-party or comprehensive cover

Compare quotes from UAE providers

Add extras like breakdown or GCC cover

Activate & receive policy documents

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Get in Touch Directly

Kingsbury & Partners’ Private Office provides access to a range of wealth management financial services, and insurance solutions through our network of trusted partners. We do not provide financial, investment, tax, or legal advice directly. Any financial products or services referenced on our platform are offered by third-party providers, and clients should conduct their own due diligence before entering into any agreements.

Nothing on our website, marketing materials, or communications should be construed as an offer, recommendation, or solicitation to buy or sell any financial product or service. Past performance is not indicative of future results, and investments carry inherent risks, including the risk of loss of capital. Clients should seek independent professional advice before making any financial decisions.

Kingsbury & Partners may receive fees or commissions from certain providers for introductions or referrals, but we remain impartial in our selection process and prioritise the best interests of our clients.

Regulatory requirements for financial and insurance services vary by jurisdiction, and availability may be subject to local laws and licensing conditions. It is the responsibility of clients to ensure that they meet the necessary qualifications or eligibility criteria for any service they choose to engage with.

For further details, please contact us directly.

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