Luxury Asset Finance

Unlock capital from fine assets through discreet, efficient lending

Luxury asset finance allows high-net-worth individuals to release liquidity without selling prized possessions. Whether it's fine art, classic cars, superyachts or rare collectibles, these assets can serve as powerful collateral for structured lending solutions — enabling clients to raise capital while retaining ownership.

Kingsbury & Partners works with a curated network of private banks, specialist lenders, and global brokers who structure bespoke financing solutions against a wide range of high-value assets. Through our Private Office, we connect you to the right partner to raise capital without disrupting other investments or selling assets prematurely.

What It Offers

Luxury asset finance offers high levels of flexibility and discretion, with terms based on the value and market demand of the asset used as collateral.

• Finance to acquire new luxury assets without liquidating existing investments
• Raise capital against owned assets — without a forced sale or fire-sale pricing
• Maintain ownership and benefit from long-term capital appreciation
• Fast, discreet access to liquidity through structured, non-bank channels
• Use of proceeds for any purpose: investing, business, real estate or personal needs
• Flexible repayment structures, including interest-only or balloon terms

Who It’s For

This service is tailored for internationally mobile clients and complex wealth holders, including:

• Art collectors, car enthusiasts, and investors with appreciating asset holdings
• Entrepreneurs seeking short-term working capital without equity dilution
• Family offices looking to optimise liquidity across jurisdictions
• Global professionals acquiring or upgrading luxury lifestyle assets
• Trustees or fiduciaries managing non-traditional portfolios
• Private clients seeking discreet, fast, and tax-conscious finance

Types of Assets We Help Finance

Through our partners, clients can access lending secured against a wide range of luxury assets:

Art Finance

• Loans secured against fine art collections or individual pieces
• Used for liquidity, portfolio expansion, estate or tax planning
• Valuations based on provenance, artist reputation, and market demand
• Storage may be required in secure, climate-controlled facilities

Supercar Finance

• Financing for rare, high-value or appreciating cars — including Ferrari, Bugatti, Lamborghini
• Balloon, leasing and traditional structures available
• Up to 70% LTV, with terms from 12–36 months

Yacht Finance

• Structured loans or leases secured against superyachts
• Flexible terms based on size, age, build quality, and holding structure
• Used for acquisition, refinancing, or capital release

Aircraft Finance

• Financing for private jets and aircraft fleets
• Loan terms based on aircraft age, usage, residual value, and maintenance history
• Solutions for purchase, upgrade, or capital optimisation

Other Luxury Collectibles

• Lending against high-value jewellery, watches, designer handbags, and fine wine
• Fast turnaround and simplified documentation
• No personal guarantees often required — assets stored securely for the loan duration

Understanding Your Needs

We understand that clients don’t want bureaucracy, sales pressure, or guesswork. You want direct access to a lender that understands the asset in question, can move quickly, and protects your privacy. Through our Private Office, you’re introduced only to partners who meet these standards.

Each lending facility is structured discreetly, securely, and with your objectives in mind. We remain on hand throughout the process to ensure clarity, compliance, and convenience — without becoming an unnecessary layer.